When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Understanding Homeowners Insurance Purchasing homeowners insurance is critical for protecting your home. 5 Smart Investing Strategies Getting what you want out of your money may require the right game plan. Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan.